It is very easy to get carried away with the excitement when planning a holiday to New York City and certainly you should be excited. NYC without question is one of the most exciting and dynamic cities in the world and why would one spend too much time worrying about things like travel insurance, i.e. things which are not exactly fun to think about. You also of course have to think about the ESTA Card (Electronic System for Travel Authorisation). Make sure to use the official government website to get this done for free, because many companies online are charging for this service even though you do NOT need to pay anything at all. The ESTA for those of you visiting USA for your first time, is pre-clearance entrance and it is now necessary to have this if you wish to visit NYC or any part of the U.S.

NYC travel

NYC travel

Travel Insurance is the other key you need along with the ESTA and return (roundtrip) flights (make sure to have a return flight ticket because travelling into the U.S on a one way ticket will very often mean that you will be severely questioned on why you have entered the country on a one way ticket. Always try to have an onward or return ticket when entering USA. Travel Insurance is essential when visiting the U.S because there is no free health care service and the costs are very high. Break a leg in NYC and you could find yourself owing thousands and one or 2 nights in a hotel and you will potentially find yourself having to remortgage your house when you return home!

Travel insurance for NYC is not even that expensive these days so there is not really any excuse for not taking out a policy before taking your holiday. If you are a family of 4 then the price does impact on the cost of your holiday If you cannot afford the travel insurance cover though, then seriously consider about going because the impact of any health care costs in USA can be life changing. Shop around on the various price comparison websites and there are many reasonable deals.